asraful.alibiswas

Author: Dr. Santosh B. Gaikwad DOI Link: https://doi.org/10.70798/Bijmrd/04031005 Abstract: Financial literacy is a critical determinant of economic empowerment, particularly in a diverse and economically dynamic state like Maharashtra. As one of India’s leading industrial and financial hubs, Maharashtra presents both significant opportunities and persistent inequalities across urban and rural regions. This study examines the role …

The Role of Financial Literacy in Promoting Economic Empowerment in Maharashtra: Opportunities and Challenges Read More »

Author: Miss. Ujwala Sadashio Navale & Dr. Ganesh K. Petkar DOI Link: https://doi.org/10.70798/Bijmrd/04031006 Abstract: The Personality is often understood in terms of being good looking, attractive etc. They go by the impression created by the person concerned. The ability to talk and interact with others pleasantly in addition to being good looking, would make others …

Cattell’s Trait Theory of Personality Read More »

Author: O. P. Singh1 & Aruna Shende DOI Link: https://doi.org/10.70798/Bijmrd/04031007 Abstract: The flora of Hathras District of Uttar Pradesh (india) especially on urban and rural areas has been recorded. The information based on rural areas gathering oral, folklores and search of literature on medicinal plants it has ethnomedicinal importance in India even today. There are …

Survey of Major Existing Flora of Hathras District of Uttar Pradesh, India Read More »

Author: Dr. Snigdha Kamble DOI Link: https://doi.org/10.70798/Bijmrd/04031008 Abstract: This study examines gender inequality in education and employment within Maharashtra, India, employing a sample of 148 respondents to rigorously test two null hypotheses: the absence of significant disparities in educational access (H₀₁) and employment opportunities (H₀₂) between genders. Key objectives encompass evaluating inequality levels, analysing employment …

Gender Inequality in Education and Employment in Maharashtra Read More »

Author: Nitu Sharma DOI Link: https://doi.org/10.70798/Bijmrd/04031009 Abstract: This article describes the pattern making process very important for Apparel Industry. Pattern Making technologies are smooth the path of pliability in the areas of pattern making, marker making, grading, easily make designer garments, reduced waste of material and increased efficiency of fabric and also maintain quality and …

Beyond the Sketch: The Core Process of Pattern Making Read More »

Author: Dr. Priya D. Gedam DOI Link: https://doi.org/10.70798/Bijmrd/04031011 Abstract: The present study examines looks into how digital payments affect financial access in Maharashtra. Its goal? To check whether tools like UPI, mobile banking, or e-wallets help more people use official money services. It uses a mix of description and analysis, pulling from first-hand info plus …

Impact of Digital Payment Systems on Financial Inclusion in Maharashtra Read More »

Author: Dr. G. Ramchandra Rao DOI Link: https://doi.org/10.70798/Bijmrd/04031012 Abstract: Especially with digitally literate learning, smart learning services, and platforms have come about through technology, which practically destroys so many traditional and current methods of learning within a wide range of sectors other than sports. These courses configure smart learning ecosystems which, in turn, make connections …

Digital Transformation And Smart Learning Ecosystems for Sports Read More »

Author: Nisha D. Wankhede & Dr. Pratibha G. Taksande DOI Link: https://doi.org/10.70798/Bijmrd/04031013 Abstract: Content analysis is a widely used research technique in Library and Information Science (LIS) for systematically examining documents, texts, publications, and communication patterns. This paper provides an introductory overview of content analysis, including its definitions, historical foundations, review of literature, applications in …

Content Analysis: An Introductory Overview Read More »

Author: Dr. Anil Ramchandra Gore DOI Link: https://doi.org/10.70798/Bijmrd/04031014 Abstract: Leadership, ethics, and value-based management education have emerged as critical pillars of contemporary business education. In an era marked by globalization, technological disruption, corporate governance failures, and increasing societal expectations for responsible corporate behaviour, the role of management education has expanded beyond imparting technical knowledge. Institutions …

Leadership, Ethics and Value-Based Management Education : Fostering Principled Leaders in a Complex Business Landscape Read More »

Author: Mr. Santosh Ranganath Polchettiwar DOI Link: https://doi.org/10.70798/Bijmrd/04031015 Abstract: In the contemporary globalized and knowledge-driven economy, employability is no longer determined solely by academic qualifications or technical expertise. Language proficiency and effective communication skills have emerged as central determinants of graduates’ employability across disciplines and professional sectors. This research paper critically examines the interrelationship between …

Language, Communication, and Employability Skills: A Critical Academic Perspective Read More »