{"id":11927,"date":"2026-04-21T22:33:39","date_gmt":"2026-04-21T17:03:39","guid":{"rendered":"https:\/\/bijmrd.com\/?p=11927"},"modified":"2026-05-14T10:46:21","modified_gmt":"2026-05-14T05:16:21","slug":"reimagining-commerce-education-a-strategic-framework-for-implementing-ai-driven-outcome-based-learning-under-nep-2020","status":"publish","type":"post","link":"https:\/\/bijmrd.com\/index.php\/volume4-issue41\/reimagining-commerce-education-a-strategic-framework-for-implementing-ai-driven-outcome-based-learning-under-nep-2020\/","title":{"rendered":"Reimagining Commerce Education: A Strategic Framework for Implementing AI-Driven, Outcome-Based Learning under NEP 2020"},"content":{"rendered":"\n<p class=\"has-vivid-cyan-blue-color has-text-color\"><strong>Author: Dr. Kalpana Mahesh Patil &amp; Heten Mahesh Patil<\/strong><\/p>\n\n\n\n<p><strong>DOI Link:<\/strong><a href=\"https:\/\/doi.org\/10.70798\/Bijmrd\/04041026\"> <\/a><a href=\"https:\/\/doi.org\/10.70798\/Bijmrd\/04041030\">https:\/\/doi.org\/10.70798\/Bijmrd\/04041030<\/a><\/p>\n\n\n\n<p><strong>Abstract:<\/strong> The National Education Policy (NEP) 2020 mandates a structural paradigm shift in Indian commerce education, necessitating a transition from \u201ccontent-transmission\u201d models to \u201ccompetency-based\u201d outcome frameworks. However, the operationalization of this mandate specifically the requirement for personalized learning tra- jectories within the Academic Bank of Credits (ABC) ecosystem remains a formidable challenge given the infrastructural constraints of traditional pedagogy. This paper proposes a comprehensive Algorithmic Implementation Framework to bridge this gap. Utilizing a rigorous mixedmethod approach (N = 142), we delineate critical \u201cStructural Caveats\u201d of the current system, primarily the static nature of curricula and the faculty-student digital divide. Subsequently, we propose and test a novel framework utilizing Deep Knowledge Tracing (DKT) and Ontology- Based Curriculum Mapping. Our experimental results demonstrate that this AI- driven approach reduces the \u201ctime-to-mastery\u201d for complex financial competencies by 34% (p &lt; 0.001). We conclude that AI is not merely an enhancement but the essential infrastructure for implementing the flexible, credit-based ecosystem envisioned by NEP 2020.<\/p>\n\n\n\n<p><strong>Keywords:<\/strong> National Education Policy, Academic Bank of Credits, Algorithmic Implementation Framework, Deep Knowledge Tracing, Artificial Intelligence.<\/p>\n\n\n\n<p class=\"has-ast-global-color-1-color has-text-color\"><strong>Page No: 153-159<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-ast-global-color-6-background-color has-background wp-element-button\" href=\"https:\/\/bijmrd.com\/wp-content\/uploads\/2026\/05\/153-159.pdf\">download journal<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Author: Dr. Kalpana Mahesh Patil &amp; Heten Mahesh Patil DOI Link: https:\/\/doi.org\/10.70798\/Bijmrd\/04041030 Abstract: The National Education Policy (NEP) 2020 mandates a structural paradigm shift in Indian commerce education, necessitating a transition from \u201ccontent-transmission\u201d models to \u201ccompetency-based\u201d outcome frameworks. However, the operationalization of this mandate specifically the requirement for personalized learning tra- jectories within the Academic &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/bijmrd.com\/index.php\/volume4-issue41\/reimagining-commerce-education-a-strategic-framework-for-implementing-ai-driven-outcome-based-learning-under-nep-2020\/\"> <span class=\"screen-reader-text\">Reimagining Commerce Education: A Strategic Framework for Implementing AI-Driven, Outcome-Based Learning under NEP 2020<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":"","_joinchat":[]},"categories":[54],"tags":[],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":false,"author_link":"https:\/\/bijmrd.com\/index.php\/author\/asraful-alibiswas\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/bijmrd.com\/index.php\/category\/volume4-issue41\/\" rel=\"category tag\">Volume4 Issue4(1)<\/a>","rttpg_excerpt":"Author: Dr. Kalpana Mahesh Patil &amp; Heten Mahesh Patil DOI Link: https:\/\/doi.org\/10.70798\/Bijmrd\/04041030 Abstract: The National Education Policy (NEP) 2020 mandates a structural paradigm shift in Indian commerce education, necessitating a transition from \u201ccontent-transmission\u201d models to \u201ccompetency-based\u201d outcome frameworks. However, the operationalization of this mandate specifically the requirement for personalized learning tra- jectories within the Academic&hellip;","_links":{"self":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts\/11927"}],"collection":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/comments?post=11927"}],"version-history":[{"count":1,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts\/11927\/revisions"}],"predecessor-version":[{"id":11929,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts\/11927\/revisions\/11929"}],"wp:attachment":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/media?parent=11927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/categories?post=11927"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/tags?post=11927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}