{"id":10608,"date":"2026-03-10T23:32:18","date_gmt":"2026-03-10T18:02:18","guid":{"rendered":"https:\/\/bijmrd.com\/?p=10608"},"modified":"2026-03-10T23:32:19","modified_gmt":"2026-03-10T18:02:19","slug":"upi-payments-in-india-an-overview","status":"publish","type":"post","link":"https:\/\/bijmrd.com\/index.php\/volume4-issue21\/upi-payments-in-india-an-overview\/","title":{"rendered":"UPI Payments in India: An Overview"},"content":{"rendered":"\n<p class=\"has-vivid-cyan-blue-color has-text-color\"><strong>Author: Mr. Haresh W. Naringe &amp; Dr. Prafuls. Vairale<\/strong><\/p>\n\n\n\n<p><strong>DOI Link:<\/strong><a href=\"https:\/\/doi.org\/10.70798\/Bijmrd\/04020001\"> <\/a><a href=\"https:\/\/doi.org\/10.70798\/Bijmrd\/04021004\">https:\/\/doi.org\/10.70798\/Bijmrd\/04021004<\/a><\/p>\n\n\n\n<p><strong>Abstract:<\/strong> UPI has transformed the Indian payments landscape and has chartered a significant shift away from the age-old behavior of using cash. This is revolutionary for a complex, diverse and cash-heavy economy like India where people are used to the security, anonymity and trust of cash.With continued government support, enhanced awareness programs, and technological advancements, UPI has the potential to further deepen financial inclusion. India\u2019s digital payments landscape has seen remarkable growth over the past decade, becoming a global model for digital adoption.<\/p>\n\n\n\n<p><strong>Keywords:<\/strong>  UPI, Payment, Digital India, Economy.<\/p>\n\n\n\n<p class=\"has-ast-global-color-1-color has-text-color\"><strong>Page No: 16-19<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-ast-global-color-6-background-color has-background wp-element-button\" href=\"https:\/\/bijmrd.com\/wp-content\/uploads\/2026\/03\/16-19.pdf\">download journal<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Author: Mr. Haresh W. Naringe &amp; Dr. Prafuls. Vairale DOI Link: https:\/\/doi.org\/10.70798\/Bijmrd\/04021004 Abstract: UPI has transformed the Indian payments landscape and has chartered a significant shift away from the age-old behavior of using cash. This is revolutionary for a complex, diverse and cash-heavy economy like India where people are used to the security, anonymity and &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/bijmrd.com\/index.php\/volume4-issue21\/upi-payments-in-india-an-overview\/\"> <span class=\"screen-reader-text\">UPI Payments in India: An Overview<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":"","_joinchat":[]},"categories":[49],"tags":[],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":false,"author_link":"https:\/\/bijmrd.com\/index.php\/author\/asraful-alibiswas\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/bijmrd.com\/index.php\/category\/volume4-issue21\/\" rel=\"category tag\">Volume4 Issue2(1)<\/a>","rttpg_excerpt":"Author: Mr. Haresh W. Naringe &amp; Dr. Prafuls. Vairale DOI Link: https:\/\/doi.org\/10.70798\/Bijmrd\/04021004 Abstract: UPI has transformed the Indian payments landscape and has chartered a significant shift away from the age-old behavior of using cash. This is revolutionary for a complex, diverse and cash-heavy economy like India where people are used to the security, anonymity and&hellip;","_links":{"self":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts\/10608"}],"collection":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/comments?post=10608"}],"version-history":[{"count":1,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts\/10608\/revisions"}],"predecessor-version":[{"id":10610,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/posts\/10608\/revisions\/10610"}],"wp:attachment":[{"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/media?parent=10608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/categories?post=10608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bijmrd.com\/index.php\/wp-json\/wp\/v2\/tags?post=10608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}